Maternity care is expensive, and that’s the understatement of the year. My daughter’s birth and my hospital stay (1.5 days) came to $6000. That does not include the nine months worth of appointments, ultrasounds (six) and blood tests. Plus two “scares” where I had unexpected visits and a hospital stay. My son’s birth and my hospital stay (four days) came to $19,000 (c-section). Again, that does not include nine months worth of appointments, ultrasounds (five) and blood tests. Plus one “scare” where I had an unexpected visit and blood work and ultrasound, and then later on an external version in an attempt to turn my son.
Can you imagine paying that $19,000+ out of pocket? Or even the $6,000+? I certainly can’t! But a lot of women are faced with this situation. They fall through the cracks of insurance coverage – they make too much to qualify for state or government funded health insurance, but not enough on their own to purchase their own health insurance.
Women facing this dilemma should look into getting a Maternity Card. A Maternity Card covers Prenatal Care as well as hospital stays and lab work. The Maternity Card works by covering a certain percentage of your bills, which makes them much more affordable for you. On average, the Maternity Card saves members up to 60% on maternity related expenses. Members will receive a certificate of guarantee that states that you will save at least the cost of the yearly membership price. If for some reason you don’t, you will be paid the difference plus an additional $200.
So, if you can’t get coverage, for whatever reason, or don’t have enough coverage, look into getting a Maternity Card.
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If I had to pay for both of my births and pregnancy i’d die, Literally. One of my pregnancies were twins and they were in the NICU for a month so thank god for medicaid. I’m not sure how it is other places but here you automaticially get medicaid while you are pregnant and it covers everything including the birth.
Wow, reading about the costs you encountered to have your children really makes me glad I’ll get that all covered by the state when the time comes. :S