Jenn.nu

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Hello! I'm Jenn. I'm 27, wife to an awesome guy named Daniel, and mother to two really awesome kids named Alyssa (7) and Ryan (5). I work from home full-time (and then some), and I dream in CSS, HTML, and SEO. I heart anything glittery. And yes, my hair really is ~~pink~~ ~~purple~~ back to pink. ♥ More?

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On November 18th, 2009 I had gastric bypass surgery. It was the best gift I could ever give myself.

Current weight: 163.5

Start: 331 lbs. Goal: 160 lbs.

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One of my 2012 resolutions is to read 52 books.

10/52

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Thursday, May 17th, 2007 - 11:47pm

General

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2 comments - Leave a comment

When my husband was getting ready for college, and even when he was first in college, one thing that weighed heavily on his mind was student loans. I didn’t realize at the time the full extent of federal student loans and private student loans, and the differences between them.
But between my husband and a later job as a financial aid adviser, I found out the key differences between the two loans. Federal loans are the best choice, simply because they typically have lower interest rates and more flexible terms in regards to repayment (postponing payments, longer repayment terms, etc.). Also, the credit requirements are usually lax, whereas private loans are not only stricter in terms of repayment, but also demand a better credit history.
For more information on student loans and student loan consolidation (we just re-consolidated Dan’s loans to put them off for another two years, whee!), check out premierstudentloans.com.

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2 responses to “Student loans” - Jump to comment form

Angela Medcalf wrote on May 18th 2007 at 3:10pm #

Follow @SGWifer on Twitter.

I have both private and fed loans which from time to time considered getting consolidated into one monthly payment to reduce the interest rate, but all 4 diff payments are exactly “hurting” our pocket thus I just pay them as required. I’d rather just pay them off as determined by the instutitions so that I still won’t paying them when my kids have entered college themselves.

Reply ↓
Angela Medcalf wrote on May 18th 2007 at 3:10pm #

Follow @SGWifer on Twitter.

I have both private and fed loans which from time to time considered getting consolidated into one monthly payment to reduce the interest rate, but all 4 diff payments aren’t exactly “hurting” our pocket thus I just pay them as required. I’d rather just pay them off as determined by the instutitions so that I still won’t paying them when my kids have entered college themselves.

Reply ↓